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1315 Hosmer Street, Joliet, IL 60435.
Welcome to 1315 Hosmer Street in Joliet-an original-owner ranch home that has been meticulously maintained and thoughtfully updated throughout. This spacious 3-bedroom, 3-bathroom home features beautiful bamboo flooring that flows seamlessly across the main level, creating a warm and cohesive feel. The inviting living room is centered around a convenient gas-switch fireplace, perfect for cozy evenings, and includes hardwired speakers with wiring routed to a dedicated AV closet-ideal for entertaining or relaxing with surround sound. The kitchen is both stylish and functional, boasting granite countertops, stainless steel appliances (all replaced in 2022), and ample workspace for everyday living. The first-floor primary suite offers a well-organized walk-in closet and direct access to the outdoor patio-bringing comfort and convenience together. Downstairs, you'll find a large, partially finished basement complete with a full bathroom, offering endless possibilities for additional living space, recreation, or guests. The home is also equipped with a radon reduction system, central vacuum system with four ports, and a Guardian Alarm System for added peace of mind. Recent updates include a new water heater installed on 10/13/2025. The garage has been enhanced with additional 20-amp/12-gauge GFCI outlets, making it perfect for projects or extra utility. Also includes a work bench bump out and epoxy garage floor. Step outside to a beautifully landscaped backyard featuring a concrete patio-perfect for outdoor gatherings-and a 10x12 Amish-built shed for additional storage. This well-cared-for home combines quality, comfort, and thoughtful upgrades-ready for its next owner to move right in and enjoy.
MLS ID: 12601417
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1315 Hosmer Street, Joliet, IL 60435.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $400,000 | $400,000 | $400,000 |
| Down Payment | $80,000 | $14,000 | $100,000 |
| Monthly Mortgage Amount | $1,944 | $2,355 | $2,471 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,618 | $3,205 | $3,145 |