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3114 Riverstream Drive , McHenry, IL 60050.
Welcome to the ultimate Chain of Lakes lifestyle in the heart of downtown McHenry! Perfectly situated on a channel next to McHenry Country Club, this fabulous home offers nearly 3,000 square feet of finished living space designed for both everyday comfort and unforgettable entertaining. Step inside to find 4 bedrooms and 3 full baths, plus a beautifully finished walk-out lower level complete with spacious living area, recreation area, 4th bedroom and a second full kitchen-ideal for hosting guests, extended stays, or summer gatherings after a day on the water. Outside is where the magic continues with a maintenance-free deck, hot tub, spacious yard, and storage shed, creating the perfect backyard retreat. Boaters will love the electric boat lift that stays, along with a seawall and dredged boat slip (2024) for easy access to the Chain. Imagine relaxing in your backyard while enjoying live music drifting over from the McHenry Country Club just next door. Major updates include roof, siding, and deck (2019), furnace (2025), A/C (2022), and water heater (2019) for peace of mind. Located just steps from McHenry's vibrant downtown, Riverwalk, schools, restaurants, entertainment, and waterfront events, this home truly offers the best of lake living and small-town charm all in one incredible location.
MLS ID: 12589549
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3114 Riverstream Drive , McHenry, IL 60050.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $500,000 | $500,000 | $500,000 |
| Down Payment | $100,000 | $17,500 | $125,000 |
| Monthly Mortgage Amount | $2,430 | $2,943 | $3,089 |
| Taxes | $696 | $696 | $696 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $220 | $0 |
| Monthly Estimated Total | $3,272 | $4,005 | $3,931 |