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3412 Harbor Ridge Drive , Zion, IL 60099.
Ideally situated in the sought-after Harbor Ridge neighborhood and within the acclaimed Beach Park School District, this beautifully maintained 3-bedroom, 2-bath ranch delivers comfort, style, and versatility all in one. Designed for effortless single-level living, the main floor offers everything you need day to day while a full finished basement expands your possibilities. Step inside to a welcoming tiled foyer that opens to an airy, light-filled living space highlighted by soaring cathedral ceilings and a timeless brick wood-burning fireplace perfect for cozy evenings or hosting guests. Windows and skylights bathe the home in natural light and frame beautiful views throughout the seasons. The updated kitchen is both stylish and functional, featuring rich, modern cabinetry, ample counter space, tiled backsplash, a pantry, and a bright dining area overlooking the patio, ideal for morning coffee or casual dinners. The spacious primary suite offers generous closets and a private en-suite bath, creating a relaxing retreat at the end of the day. Downstairs, newer wood laminate flooring enhances the finished basement, which also includes a versatile bonus room ready to become whatever you need it to be. Out back, enjoy your own private escape. The newly fenced yard features a stunning new wood deck and an above-ground pool perfect for summer gatherings, weekend relaxation, or sharpening your grilling skills. Pull in to a heated garage for an added bonus. Move-in ready and thoughtfully designed for both everyday living and entertaining, this charming home truly has it all!
MLS ID: 12578875
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3412 Harbor Ridge Drive , Zion, IL 60099.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $320,000 | $320,000 | $320,000 |
| Down Payment | $64,000 | $11,200 | $80,000 |
| Monthly Mortgage Amount | $1,555 | $1,884 | $1,977 |
| Taxes | $445 | $445 | $445 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $141 | $0 |
| Monthly Estimated Total | $2,100 | $2,570 | $2,522 |