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40w035 Deer Run Drive , Saint Charles, IL 60175.
Welcome to this beautifully maintained and spacious 5-bedroom home, ideally situated in the highly desirable Deer Run Creek neighborhood of St. Charles. Nestled on a stunning 1.29-acre lot surrounded by mature trees and a peaceful natural setting, this property offers the perfect blend of privacy, comfort, and curb appeal. Step inside to find hardwood flooring throughout the main level and an inviting open-concept layout designed for both everyday living and entertaining. The kitchen features rich cherry cabinetry, granite countertops, and stainless steel appliances, seamlessly connecting to the eating area and cozy family room. A formal living room and dining room provide additional gathering space, while a versatile main-floor bedroom or den offers flexibility for guests or a home office. The main-level laundry room includes a utility sink and exterior service door for added convenience. Upstairs, the expansive primary suite is a true retreat, complete with a sitting area, dual walk-in closets, and a spa-inspired ensuite bath. Three additional generously sized bedrooms and a full bath complete the second level. The partially finished basement expands your living space with luxury vinyl plank flooring, a bathroom, and a second kitchen option-ideal for entertaining, extended living, or a variety of lifestyle needs-plus ample storage throughout. Enjoy outdoor living at its finest with a large deck and screened-in patio, perfect for relaxing or hosting gatherings while taking in the serene surroundings. Recent updates include newer windows, roof (2018), two newer furnaces, and zoned heating and cooling for optimal efficiency. A 2-car garage completes this exceptional property in a prime location.
MLS ID: 12604628
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40w035 Deer Run Drive , Saint Charles, IL 60175.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $649,900 | $649,900 | $649,900 |
| Down Payment | $129,980 | $22,747 | $162,475 |
| Monthly Mortgage Amount | $3,159 | $3,826 | $4,015 |
| Taxes | $904 | $904 | $904 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $286 | $0 |
| Monthly Estimated Total | $4,253 | $5,206 | $5,109 |