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40w612 Blue Lake Circle N Saint Charles, IL 60175 Residential - Single Family New

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Description

In Fox Creek of Campton Hills, this custom-built home pairs timeless design, thoughtful updates, and the everyday functionality today's buyers have come to expect. From the classic brick and Hardie Board exterior to the professionally landscaped yard, the care invested in this property is apparent from the start. Inside, extensive millwork, rich hardwood flooring, 9-foot ceilings, and generous natural light create a bright, spacious feel throughout. Fresh interior paint, updated light fixtures, and a refreshed staircase in 2025 enhance the home's polished presentation. Formal living and dining rooms offer excellent entertaining space, while the large family room, anchored by a brick fireplace, creates a warm and inviting everyday gathering area. The kitchen features custom cabinetry, granite countertops, and stainless steel appliances. A first-floor den with an adjacent updated full bath offers flexibility for a home office, potential fifth bedroom, or a comfortable multi-generational living arrangement, with the nearby laundry room reinforcing the privacy of that wing of the home. Upstairs, the primary suite includes a tray ceiling, expansive sitting room, updated bath with separate shower and jacuzzi tub, dual vanities, and an impressive 17x8 walk-in closet. The second bedroom enjoys a private bath, while bedrooms three and four share a Jack-and-Jill bath. All bedrooms include walk-in closets. The finished basement adds ~1,600 square feet of additional living space, including a recreation room with a second brick fireplace, game area, updated full bath, flexible office, exercise, or play space, and abundant storage. Previously unfinished basement area was completed in 2025, and a new reverse osmosis system was also installed. Outside, the private patio overlooks a beautifully landscaped backyard with expansive green space and a mature, tree-lined backdrop, creating a peaceful, private setting. Set just across from the neighborhood lake, and with a new roof in 2023, close proximity to the elementary school and park, and convenient access to downtown St. Charles, Geneva, and the La Fox Metra station, this home brings together quality, space, and setting in a way that is increasingly hard to find. Pride of ownership is evident throughout.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 3,420
Garage Size: 3
Attached Garage
Built in 2006
Elementary School: Wasco Elementary School
High School: St Charles North High School
Middle School: Thompson Middle School
Brick Exterior
Two Fireplaces

General Information

Bedrooms: 4
Bathrooms: 5
Sqft: 3,420
County: Kane
High School: St Charles North High School
Subdivision: Fox Creek
Listed By:
Compass 847-906-1872
MRED MLS

Room Information

Den: 11X14
Sitting Room: 14X13
Recreation Room: 28X20
Exercise Room: 12X12
Game Room: 14X12
Other Room: 11X14
Bedroom 2: 17X11
Bedroom 3: 13X12
Bedroom 4: 12X11
Dining Room: 13X15
Family Room: 20X18
Kitchen: 22X15
Laundry: 8X8
Living Room: 13X11
Primary Bedroom: 21X13
$775,000
Est. $5,072/mo
4beds
5baths
3,420sqft
3cars
New to the Market New
BEDS4 BATHS5 full SQUARE FEET3,420 MLS#12596410
STATUSNew PROPERTY TYPEResidential - Single Family SUBDIVISIONFox Creek SCHOOLDistrict 303

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40w612 Blue Lake Circle N, Saint Charles, IL 60175.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $775,000$775,000$775,000
Down Payment $155,000$27,125$193,750
Monthly Mortgage Amount $3,767$4,562$4,788
Taxes $1079$1079$1079
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$341$0
Monthly Estimated Total $5,072$6,208$6,093

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